Spending and Saving Strategies for 2023
Spending and Saving Strategies for 2023 22/08/2023 - The past few years have upended many perceptions of financial stability. A layoff or career change, inflation never before seen by younger generations and the lingering uncertainty of the pandemic might have thrown off your financial planning. The new year is a great time to review your strategies for smart spending and saving so you can weather whatever the future has in store. Financial planning professionals suggest that you start by creating a budget. Online trackers such as Mint.com can help you understand your spending. Also, reviewing your expenses with a CERTIFIED FINANCIAL PLANNER™ professional is a great way to get a handle on spending smart today while saving for tomorrow. Try these tips for saving and spending in 2023: Use credit responsibly: Pay off credit cards each month, if possible, to avoid accumulating debt and build good credit. Set up automatic savings: You can do this through your bank and via your em...